Driving in Utah requires adherence to a set of laws and regulations unique to the state. Maintaining a clean driving record is one of Utah’s most critical driving aspects. This article aims to provide a guide to Utah driving records, including what they are, where insurance companies get them, how much they cost, how to check them for free, and how they affect car insurance rates.
What are Utah Driving Records?
A Utah driving record is a detailed report that contains a driver’s history of violations, accidents, and points assessed by the state’s Department of Public Safety (DPS). The Driver License Division of the DPS maintains the records. They are used to determine a driver’s eligibility for a driver’s license, the status of their license, and their driving privileges.
The driving records contain the following:
The driver’s name.
Date of birth.
Driver’s license number.
Any traffic violations or accidents they have been involved in.
The documents also include information about the driver’s license status, such as whether it has been suspended or revoked and any restrictions on the license.
Where do insurance companies get driving records?
Insurance companies obtain driving records from the DPS or other state agencies. They use the records to assess the risk of insuring a driver and to determine car insurance rates. Insurance companies also check driving records when a driver applies for insurance, renews their policy, or files a claim.
How much do driving records cost?
The cost of obtaining a Utah driving record varies depending on the type of record requested. A certified driving record costs $10, while an uncertified record costs $6. The fee can be paid by credit card, check, or money order.
How to check driving records for free?
Drivers can obtain a free copy of their driving record from the DPS if they are currently licensed in Utah. The records can be accessed online, in person at a DPS office, or by mail. A driver must provide their license number and other identifying information to obtain their record.
Car insurance for Bad Driving Records
A good driving record can significantly impact car insurance rates. Insurance companies consider drivers with a history of accidents or violations a higher risk and therefore charge higher rates. Drivers with poor driving records can take steps to improve their records, such as completing defensive driving courses or addressing any outstanding violations.
Driving Records Search and Public Driving Records
Utah driving records are not considered public and can only be accessed by authorized individuals or organizations. However, certain information in driving records, such as a driver’s name, address, and license status, is considered public information and can be obtained through a records search.
DMV Driving Records
The Department of Motor Vehicles (DMV) is a common term for state agencies responsible for issuing driver’s licenses and maintaining driving records. In Utah, the DMV is called the Driver License Division of the DPS. The DPS maintains all driving records in the state and is responsible for enforcing traffic laws and regulations.
Who can access Utah driving records?
Utah driving records are confidential and can only be accessed by authorized individuals or organizations. Authorized parties include the driver, their attorney, law enforcement agencies, government agencies, and insurance companies.
How often should I check my Utah driving record?
It is recommended that drivers check their driving records annually or before applying for car insurance. This will allow drivers to correct any errors on their forms and take steps to address any violations or accidents.
Can I dispute errors on my Utah driving record?
Yes, drivers can dispute errors on their Utah driving record by contacting the Utah Driver License Division. They must provide documentation to support their dispute, and the division will investigate the claim and make any necessary corrections.
How long do violations and accidents stay on my Utah driving record?
Traffic violations and accidents remain on a driver’s record for three years from the date of the breach or accident.
Can employers access my Utah driving record?
Employers can access a driver’s Utah driving record with their written consent. This is often required for jobs like truck drivers, delivery drivers, and chauffeurs.
Can I access my Utah driving record online?
You can access Utah driving records online through the Utah Department of Public Safety’s website. To access their record, drivers must provide their driver’s license number, social security number, and date of birth.
How can I improve my Utah driving record?
To improve a Utah driving record, drivers can take defensive driving courses, avoid traffic violations, and maintain a safe driving record. Completing a defensive driving course may also qualify drivers for a discount on their car insurance.