Texas is a state in the United States that has a high number of drivers on its roads. The state’s Department of Public Safety (DPS) is responsible for maintaining and providing driving records to the public. Texas driving records contain information about a driver’s history, including accidents, tickets, and other violations. This article will discuss Texas Driving Records, where insurance companies get them, how to obtain them, and more.
What are Texas Driving Records?
A Texas driving record is a document that contains information about a driver’s history on the road. The record includes the driver’s license status, tickets or violations, accidents, and suspensions or revocations. This record is used by insurance companies, employers, and law enforcement agencies to make decisions about the driver’s ability to operate a vehicle.
Where Do Insurance Companies Get Driving Records?
Insurance companies get driving records from the state’s Department of Public Safety. The DPS maintains a database of all drivers’ records in Texas. Insurance companies can request this information for a fee. The information in a driving record helps insurance companies determine the driver’s risk level and set rates accordingly.
How Much Do Driving Records Cost?
The cost of a driving record in Texas varies depending on the type of record requested. A complete driving record costs $12.00, and a certified one costs $20.00. The cost may also vary depending on the delivery method, such as mail or in-person.
How to Check Driving Records for Free?
The state of Texas does not provide free driving records. However, drivers can obtain a free driving record through their insurance company. Some insurance companies offer a free driving record to their customers to help them determine their insurance rates. Drivers can also request a free driving record from the DPS if they are a victim of identity theft.
Car Insurance for Bad Driving Records.
A bad driving record can make it challenging to find affordable car insurance. Insurance companies may charge higher rates for drivers with a history of accidents or violations. However, drivers with bad driving records can still find affordable car insurance by shopping around and comparing rates from different companies.
Driving Records Search and Public Driving Records
The state of Texas allows anyone to search for a driving record online through the Texas.gov website. The search is free, and users can view basic information about a driver’s record, such as license status and expiration date. However, users cannot view detailed information about tickets, accidents, or other violations.
DMV Driving Records
The Department of Motor Vehicles (DMV) is another agency that maintains driving records in Texas. However, the DMV only provides driving records to law enforcement agencies and authorized individuals. Drivers can request a copy of their DMV driving record by visiting a DMV office and paying a fee. The record includes information about the driver’s license status, suspensions or revocations, and any violations or accidents.
Who can access my Texas driving record?
Your driving record in Texas is a public record. Still, access is restricted to authorized individuals and organizations such as employers, insurance companies, and law enforcement agencies.
How often should I check my Texas driving record?
It’s recommended to check your driving record in Texas at least once a year to ensure accuracy and monitor any changes or updates.
How long do violations stay on my Texas driving record?
Most violations stay on your Texas driving record for three years from the date of conviction. However, some severe violations can stay on your record for up to ten years.
Can I request a copy of my Texas driving record online?
You can request a copy of your Texas driving record online through the Texas.gov website. This service has a fee, and you will need to provide personal information to verify your identity.
How can I dispute an error on my Texas driving record?
Suppose you find an error on your Texas driving record. In that case, you can dispute it by contacting the Department of Public Safety and providing evidence to support your claim. They will investigate and make any necessary corrections to your record.
Featured image: Tony Webster. The Texas Department of Public Safety (DPS) Driver License Mega Center, located at 8418 Veterans Memorial Drive in Houston, Texas (“Houston North”), serves as a DMV office for the region.