Driving is an essential aspect of everyday life in Tennessee but it comes with responsibilities. One of the binding obligations for any driver in Tennessee is to maintain a clean driving record.
A driving record collects a driver’s history of traffic violations, accidents, and other incidents.
This record assesses a driver’s risk factor and determines the cost of car insurance premiums. In this article, we will explore the topic of Tennessee driving records in detail.
What are Tennessee Driving Records?
A Tennessee driving record is a document that contains information about a driver’s history on the road. This record is maintained by the Tennessee Department of Safety and Homeland Security (TDOSHS). The record includes a driver’s personal information, such as name, address, license number, and driving history.
The driving history section details traffic violations, accidents, license suspensions, and other incidents. Tennessee driving records are essential because they are used by insurance companies, employers, and law enforcement agencies to assess a driver’s risk factors. They are also used to determine the cost of car insurance premiums, the validity of a driver’s license, and the eligibility for specific driving jobs.
Where do insurance companies get driving records?
Insurance companies get driving records from the TDOSHS. They use this information to assess a driver’s risk factor and determine the cost of car insurance premiums. Insurance companies must obtain a driver’s consent before accessing their driving record.
How much do driving records cost?
The cost of a driving record varies depending on the state and the record type. In Tennessee, a certified driving record costs $7.00. Non-certified driving records cost $5.00. There are also additional fees for rush orders and expedited delivery.
How to check driving records for free?
There are several ways to check driving records for free. The TDOSHS provides a free online service called “Driver Services, ” allowing drivers to view their driving records. Drivers can also request a copy of their driving record at a local TDOSHS office. However, these records will not be certified and may not be accepted by insurance companies or employers.
Car insurance for Bad Driving Records
If you have a bad driving record, it may be challenging to find affordable car insurance. Insurance companies use driving records to determine the cost of premiums. A bad driving record can result in significantly higher premiums. However, there are some options for drivers with poor records. Some insurance companies specialize in providing coverage for high-risk drivers. These policies may have higher premiums, but they can provide the coverage that drivers need.
Driving Records Search and Public Driving Records
In Tennessee, driving records are confidential and can only be accessed by authorized individuals. However, some information from driving records is considered public, such as accidents involving injuries or fatalities. This information is available to the public through the TDOSHS website.
DMV Driving Records
The DMV, or Department of Motor Vehicles, is a government agency that oversees driver licensing and vehicle registration. In Tennessee, the DMV is part of the TDOSHS. The DMV maintains driving records for all licensed drivers in the state. These records are used to determine licensing eligibility and track a driver’s history on the road.
What information is included in a Tennessee driving record?
A Tennessee driving record includes personal information, such as name and address, and driving history, such as traffic violations, accidents, and license suspensions.
Who can access my Tennessee driving record?
Authorized individuals and organizations such as insurance companies, employers, and law enforcement agencies can access your driving records. You can also access your driving record.
How do I obtain a copy of my Tennessee driving record?
You can obtain a copy of your Tennessee driving record by visiting a local Tennessee Department of Safety and Homeland Security (TDOSHS) office in person or through the TDOSHS online service called “Driver Services.”
How much does it cost to obtain a Tennessee driving record?
A certified Tennessee driving record costs $7.00, and a non-certified form costs $5.00. Additional fees may apply for rush orders and expedited delivery.
Can I access someone else’s Tennessee driving record?
No, driving records are confidential and can only be accessed by authorized individuals or organizations. Accessing someone else’s driving record without their consent is illegal.
Can I dispute information on my Tennessee driving record?
Yes, suppose you believe there needs to be corrected or completed information on your Tennessee driving record. In that case, you can dispute it by contacting TDOSHS. You may need to provide evidence to support your claim.
How long does information stay on a Tennessee driving record?
Information about traffic violations and accidents typically stays on a Tennessee driving record for three years. However, more serious offenses like DUIs may remain on a record for longer. License suspensions and revocations may also stay on a record for extended periods.