Driving records contain all the information about a person’s driving history. These records are kept by the Pennsylvania Department of Transportation (PennDOT).
Various entities, such as employers, insurance companies, and law enforcement agencies, can access them. This article will discuss Pennsylvania driving records, how insurance companies obtain them, the cost of getting them, how to check them for free, car insurance for bad driving records, public driving records search, and DMV driving records.
What are Pennsylvania Driving Records?
Pennsylvania driving records contain a driver’s personal information, such as name, date of birth, driver’s license number, and address. It also includes information on their driving history, including traffic violations, accidents, license suspensions, and revocations. These records are to law enforcement agencies, insurance companies, and employers because they help them determine drivers’ risk factors and assess their driving ability.
Where do insurance companies get driving records?
Insurance companies obtain driving records from the Department of Motor Vehicles (DMV) or from a third-party service that provides driving records. Insurance companies use these records to evaluate a driver’s risk and determine their insurance premium. The cost of obtaining driving records from a third-party service may vary. Still, most insurance companies will cover this cost for their policyholders.
How much do driving records cost?
The cost of obtaining a driving record in Pennsylvania may vary, but it is typically around $10. The fee can be paid online, by mail, or in person at any PennDOT location. However, employers and insurance companies may have access to discounted rates when requesting bulk driving records.
How to check driving records for free?
Pennsylvania allows drivers to obtain a free driving record once every 12 months. To get a free driving record, a driver must submit a request to PennDOT by mail or in person. The request must include their full name, driver’s license number, and mailing address.
PennDOT will mail the driving record to the address provided within 15 days of receiving the request.
Car insurance for Bad Driving Records
If you have a good driving record, you may need help finding affordable car insurance. Insurance companies may consider you a high-risk driver, so you may have to pay higher premiums. However, some insurance companies specialize in providing coverage for high-risk drivers. These companies may offer higher premiums but can help you obtain the necessary insurance coverage.
Driving Records Search and Public Driving Records
Pennsylvania driving records are not public records. Authorized individuals, such as law enforcement agencies, insurance companies, and employers, can only access them. However, Pennsylvania does allow drivers to obtain a non-certified driving record that contains information on their license status, driving history, and any sanctions imposed by PennDOT. This record can be obtained online or by mail for $10.
DMV Driving Records
Pennsylvania DMV driving records contain the following:
- All the information about a driver’s license status.
- Driving history.
- Any sanctions imposed by PennDOT.
These records are updated regularly and are available to authorized entities, such as law enforcement agencies, insurance companies, and employers. Drivers can request their DMV driving record online, by mail, or in person at any PennDOT location.
How can I request my Pennsylvania driving record?
You can request your Pennsylvania driving record by mail, online, or in person at any PennDOT location. You must provide your full name, driver’s license number, and mailing address. There is a fee of $10 for obtaining a certified driving record.
Can I get a free driving record in Pennsylvania?
Yes, Pennsylvania allows drivers to obtain one free non-certified driving record once every 12 months. To request a free driving record, you can submit a request by mail or in person at any PennDOT location. The request must include your full name, driver’s license number, and mailing address.
How can insurance companies access my driving record?
Insurance companies can obtain your driving record from the Department of Motor Vehicles (DMV) or a third-party service providing driving records. Insurance companies use these records to assess a driver’s risk and determine their insurance premium.
Can my employer request my driving record?
Employers can request driving records as part of their pre-employment screening process. They may also request driving records periodically to ensure their employees have a clean driving records.
Can I get a driving record for someone else?
No, you cannot obtain a driving record for someone else unless you have their written consent or a court order. Driving records are confidential and can only be accessed by authorized entities, such as law enforcement agencies, insurance companies, and employers.