Driving in New Mexico is an essential part of daily life for many residents. A good driving record is necessary for many aspects of life, including getting a job, car insurance, etc. Therefore, it is essential to know what a New Mexico driving record is, where insurance companies get driving records, how much they cost, how to check them for free, and more.
What are New Mexico Driving Records?
A New Mexico driving record is a document that shows an individual’s driving history, including any traffic violations, accidents, and license suspensions or revocations. The New Mexico Motor Vehicle Division (MVD) keeps the driving records. Insurance companies, employers, and law enforcement agencies use them to determine a driver’s eligibility for employment, insurance coverage, and more.
Where do insurance companies get driving records?
Insurance companies in New Mexico obtain driving records from the state’s MVD. They use this information to determine a driver’s risk level and to set insurance rates.
How much do driving records cost?
In New Mexico, the cost of a driving record depends on the type of record requested. A three-year history costs $7, a five-year record costs $10, and a complete driving record costs $13. Payment can be made by credit card or check.
How to check driving records for free?
New Mexico driving records are only available for a fee. However, individuals can request a free insurance record from the state’s MVD. This record will not include violations or accidents but will consist of basic information about a driver’s license status, expiration date, and class.
Car insurance for Bad Driving Records
Having a bad driving record in New Mexico can make it challenging to obtain affordable car insurance. Drivers with multiple traffic violations, accidents, or DUI convictions may be classified as high-risk drivers and have to pay higher insurance rates. However, some insurance companies offer specialized insurance policies for high-risk drivers, and shopping around for the best rates is always a good idea.
Driving Records Search and Public Driving Records
Driving records in New Mexico are not available to the public. Only authorized individuals, including law enforcement agencies, employers, and insurance companies, can request a copy of a driving record.
DMV Driving Records
Driving records in New Mexico are maintained by the state’s MVD. These records are used by insurance companies, employers, and law enforcement agencies to determine a driver’s eligibility for employment, insurance coverage, and more. Drivers can request a copy of their driving record from the MVD.
How long do points stay on my driving record in New Mexico?
Points on your driving record stay for 12 months from the date of the conviction.
Can someone else access my driving record in New Mexico?
Your driving record is confidential and can only be accessed by authorized entities such as law enforcement, insurance companies, or employers.
How can I get a copy of my driving record in New Mexico?
You can request a copy of your driving record from the New Mexico Motor Vehicle Division online, by mail, or in person. There is a fee for this service.
Can I contest information on my driving record in New Mexico?
Yes, if you believe that there is incorrect information on your driving record, you can submit a request to have it corrected.
Will my out-of-state driving record be transferred to New Mexico?
New Mexico participates in the Driver License Compact, which means you will transfer your driving record from another state to New Mexico and vice versa.
Can my car insurance rates be affected by my New Mexico driving record?
Yes, your driving record is one of the factors that insurance companies consider when determining your rates. A bad driving record with violations and accidents can result in higher premiums.